MOVING INSURANCE, PROTECT YOUR MOVE, UNDERSANDING THE DIFFERENT TYPES OF MOVING INSURANCES - MOVING COMPANY ORANGE COUNTY, MOVING COMPANY IN ORANGE COUNTY, MY ORANGE COUNTY MOVING COMPANY - (949)252-0021 - Moving boxes, Movers, Moving Companies, Moving Supplies, Storage, Van Lines, Business Moving, Residential Moving, Commercial Moving, Professional Movers, Piano Movers, Storage Containers, Moving Trucks, Self Storage, Public Storage, Licensed, Insured, Bonded Movers, Wrapping and Packaging, International, Interstate, Local Moving, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, La Habra, La Palma, Los Alamitos, Orange, Placentia, Santa Ana, Seal Beach, Stanton, Tusin, Villa Park, Westminister, Yorba Linda,Aliso Viejo, Dana Point, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Mission Viejo, Newport Beach, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Ladera Ranch, Coto De Caza, Anaheim Hills,Dove Canyon, Riverside, San Diego, Orange County, Los Angeles, San Beradino

MOVING INSURANCE - UNDERSTANDING THE DIFFERENT TYPES OF MOVING INSURANCES

Protect Your Move, Federal Motor Carrier Safety Administration

Have you reached that point in your life where it's just time to move? Do you need to relocate for a new job? Are you deciding you want to live closer to your parents? What ever the reasons are that you have to move, either way, you’re in for a certain amount of stress. While moving is a burden, you can alleviate some of the hardship by having your belongings covered by insurance. Having insurance during your move is not only a smart idea, but an absolute must. You never know what will be covered and who will pay if your mover will accidentally break your TV. Movers may not always be the most reliable bunch of people, but sometimes you desperately need their services. So make sure for your next move you're things are properly insured so your moving stress can immensely be reduced.

Understanding Valuation and Insurance Options
Protecting Your Household Goods:
What If Something Is Lost or Damaged?

Are you moving?

There's a lot at stake when you move. There's the money you'll spend. The memories you're taking from one place to another. And, your treasured possessions—furniture, family pictures and children's toys. When you move, your personal property (including valuables) is loaded onto a moving truck. And while most moves go smoothly, accidents do happen and some items may be lost or damaged during shipment.

Your mover is liable for the value of the goods you ask them to transport. There are, however, different levels of liability. The level you choose will determine the type and amount of reimbursement you will receive if an item is lost or damaged. Be aware of the various types of protection available and the charges for each option. This brochure will serve as a tool to assist you in making the right choice for you.

The two different levels of liability movers are required to provide are explained below and in Your Rights and Responsibilities When You Move, a booklet movers are required by Federal regulations to provide to interstate moving customers. Be sure to read this information carefully and follow the instructions provided to declare a value on your shipment.

What are your options?

Under Federal law, interstate movers must offer two different liability options referred to as valuation coverage: (1) Full Value Protection and (2) Released Value

(1) Full Value Protection

Under Full Value Protection, your mover is liable for the replacement value of lost or damaged goods in your entire shipment. This is the more comprehensive plan available for the protection of your belongings. Unless you select the alternative level of of liability described below—Released Value—your mover will transport your shipment under the Full Value Protection level of liability. If any article is lost, destroyed or damaged while in your mover's custody, your mover will, at its discretion, offer to do one (1) of the following for each item:

Repair the item
Replace with a similar item
Make a cash settlement for the cost of the repair or the current market replacement value

Under this option, movers are permitted to limit their liability for loss or damage to articles of extraordinary value, unless you specifically list these articles on the shipping documents. An article of extraordinary value is any item whose value exceeds $100 per pound (i.e., jewelry, silverware, china, furs, antiques). Ask your mover for a written explanation of this limitation before your move.

The exact cost for Full Value Protection varies by mover and may be subject to various deductible levels of liability that may reduce your cost. Ask your mover for written details of their Full Value Protection plan.

(2) Released Value

The most economical protection available is Released Value, since it is offered at no additional charge. However, the protection is minimal. Under this option, the mover assumes liability for no more than 60 cents per pound per article. For example, if your mover lost or damaged a 10-pound stereo component valued at $1,000, you would only receive $6.00 in compensation (60 cents x 10 pounds).

There is no additional charge for Released Value. However, you must sign a specific statement on the bill of lading or contract agreeing to it. But remember, it compensates you according to the weight of the item, not its actual value. And, if you do not select Released Value, your shipment will automatically be transported at the Full Value Protection level of liability and you will be assessed the applicable charge.

Full Value Protection and Released Value are not insurance policies governed by State insurance laws; instead, they are Federal contractual tariff levels of liability authorized under Released Rates Orders of the Surface Transportation Board of the U.S. Department of Transportation.

Third-party Insurance

If you select Released Value, some movers may also offer to sell or obtain for you separate liability insurance. The cost of this insurance is not included in the basic move and must be purchased separately by you. This is not valuation coverage governed by Federal law—it is optional insurance regulated by State law.

If you purchase this coverage, the mover remains liable for the amount up to 60 cents per pound per article; but the rest of the loss is recoverable from the insurance company up to the amount of insurance you purchased. Your mover is required to issue the policy or other written record of the purchase and provide you with a copy at the time of purchase.

You also have the option of purchasing insurance from a third-party insurance company. Before purchasing insurance, check your homeowner's insurance policy to see if you're already covered.

If you're moving within your State ...
Each State may have its own rules and regulations governing moves within the State. Check with your State, county or local consumer affairs agency or State moving association if you're moving to a new location within the same State.

Keep in Mind ...

Some of your actions may limit your mover's liability. These include:

Packing perishable, dangerous or hazardous materials in your household goods without your mover's knowledge.
Packing your own boxes. You may consider packing your own household goods articles to reduce your costs, but if the articles you pack are damaged, it may be more difficult to establish your claim against the mover for the boxes you pack.
Choosing Released Value coverage when your household goods are valued at more than 60 cents per pound per article.
Failing to notify your mover in writing about articles of extraordinary value.

Do not sign a delivery receipt for your household goods if it contains any language about releasing or discharging your mover or its agents from liability. By law, you have nine (9) months to file a written claim. Strike out this kind of language or refuse delivery until a proper receipt is provided.

Report loss and damage promptly. You have nine (9) months following either the date of delivery, or the date on which the shipment should have been delivered, to file a written claim.

Interstate movers are required to participate in a dispute resolution or arbitration program to address your loss and damage claims. If your mover does not provide you with information on its program, ask for it—movers are required to provide a concise, easy-to-read summary.

Key Terms

Bill of Lading – The receipt for your household goods and the contract for their transportation.

Extraordinary Value or High Value Article – An article of high or extraordinary value is any item whose value exceeds $100 per pound.

Hazardous Materials – Explosives, compressed gases, flammable liquids and solids, oxidizers, poisons, corrosives and radioactive materials. Many common household items are considered hazardous materials. These include nail polish remover, paints, paint thinners, lighter fluid, gasoline, propane cylinders, and automotive repair and maintenance chemicals.

Interstate Move – A move in which goods are transported from one State to another.

Intrastate Move – A move in which goods are transported from one point to another within the same State; no State borders are crossed.

Tariff – A list of rules, regulations, available services and resulting charges. Each mover publishes its own tariffs and these must be provided to you upon request.

Valuation – The designated dollar value of your shipment.

Keep in mind that there are some actions that may limit the mover’s liability of your things. These include:

Packing hazardous or perishable items without informing the mover.
Packing your own boxes.
Choosing Released insured.
Failure to notify the mover about expensive items (>$100).
Language in your contract that relinquishes the mover from any liability.
If you wait over 9 months to issue a written claim of your losses.

So now that you know your options, play it smart and always make sure that you’re covered from any accidental and purposeful damages.

Know your rights and responsibilities.
Protect Your Memories. Your Money. Your Move.

Federal Motor Carrier Safety Administration
1-800-832-5660
TTY: 1-800-877-8339

Moving Company Orange County .com - is fully licensed and insured and provides free estimates, 24 hour residential and commercial service, wrapping and packing, and of course, quality equipment. At Moving Company Orange County .com customer care and satisfaction is our primary goal. We make it our top priority to deliver efficient worry free moving at a very affordable price. Each move is planned and coordinated according to each individual's needs. We received the 2005 Silver Quality Agent Award for customer service from Paul Arpin Van Lines. We are a member of the Better Business Bureau (BBB), the California Moving Assocation, and Paul Arpin Van Lines.

Moving Company Orange County.com - has clean, fully-equipped moving vans, trained, and courteous personnel, and a reputation for quality in our industry. We are a moving and storage company that can be trusted to handle your move quickly, efficiently, safely, and of course economically. Moving Company Orange County .com is licensed, bonded, and insured, for your peace of mind. Our insurance coverage spans from the starting point of your move to the final destination. A client representative will help you decide on the amount of protection you will need and explain the price structure for each plan. Our trucks have lifts and all our employees wear uniforms.

ESTIMATING YOUR MOVING COSTS - Ask for our Cash Discount Rates!
Whether you are moving across town or across the country, Moving Company Orange County .com wants to help you make your move as rewarding and stress-free as possible. Of course, no two moves are exactly the same, therefore, you can call us or fill out our free estimate calculator form in order for us to make a thorough assessment of your individual moving needs, and give you a comprehensive and accurate cost estimate. You can Call us at (949)252-0021

*** FREE USE OF WARDROBE BOXES WITH LOCAL MOVE!

WRAPPING AND PACKING
Moving Company Orange County .com - wraps all of your items securely in clean protective pads to prevent scratches and other incidental damage before they are moved. Special attention is dedicated in moving some of your extra fragile and delicate items, upon your request. Quality Equipment is meticulously maintained and operated by highly skilled professionals. Our modern, fully equipped trucks are specifically designed to help reduce the chance of goods being damaged in transit. We have a large fleet of clean, fully-equipped moving vans, trained, and courteous personnel, and a reputation for quality in our industry.

MOVING LOCALLY IN ORANGE COUNTY, SAN DIEGO, RIVERSIDE, SAN BERADINO OR LOS ANGELES
A local move can be an exciting, yet sometimes unsettling experience. However, with Moving Company Orange County .com by your side, there is nothing to it! We would like to help you understand the way local moving charges are determined. We want to help you get an accurate estimate so there are no surprises on your move day. If you have any questions before, during, or after the estimate, don’t hesitate to give us a call.

MOVING LONG DISTANCES OR INTERSTATE
You've probably already realized that there's so much to do and so little time to do it. However, Moving Company Orange County .com wants to help you plan your move properly to make your relocation as exciting, rewarding, and stress-free as possible. Whether you are moving across the state or across the country, Moving Company Orange County .com- is here to help you through your moving process. For any questions you may have regarding the preparation of your long distance move, please call us at any time. Our goal is to always provide you with personalized service on your important moving day!

MOVING INTERNATIONALLY
We really shine when it comes to international moving. Our expertise and know how are unsurpassed. Whether your destination is Europe, South America, Asia, or anywhere else, you can count on us for safe transportation and great customer service. When we come to your home to give you an estimate on an international move, we give you the bottom line cost, door to door including all packing and material. Our expert movers and packers have been professionally trained to prepare your things for their journey.

WE HAVE SMALL AND LARGE STORAGE SOLUTIONS AND STORAGE CONTAINERS
Because everyone has different storage needs, we have a customized storage system which is meant to accommodate any storage load, no matter how large or small. We are actually able to serve your needs equally, whether you need a place to store a few extra items or a whole house full of furniture awaiting your new home. We want your storage venture with us to be worry and stress free. We also have storage containers available.

BUSINESS MOVING - COMMERCIAL MOVING
Moving Company Orange County .com - are move specialist that not only gives you a competitive bid for your business's commercial move, but they also try and help you and your facilities department head plan the move itself. Prior to day of your businesses move, we would be in direct contact with your company's moving coordinator. Whether they be a facilities manager, office manager, relocation manager or whomever you assign to be your company's liaison, they would be contacted by the Moving Company Orange County .com Commercial Move Project Manager assigned to your move. The Commercial Move Project Manager would be happy to try and answer any concerns or questions you might have about your company's upcoming move. We also offer business storage solutions if for some reason there will be a delay period between moving out and moving in.

How much packing do you want your employees to do themselves? The Commercial Move Project Manager is available to meet with our customers employees to teach them how to pack anything you want the employees to pack themselves. Some businesses prefer Moving Company Orange County .com office movers to pack the entire business, thereby freeing up shier employees from this type of task. Other companies prefer to have their own employees pack only their own desks or work stations and still other businesses, have their employees do all the packing including packing their warehouses, libraries, file rooms, etc. If you decide to have your employees do the packing for some or all of your move, prior to the move, we can deliver the packing materials you'll require. Part of the Commercial Move Project Manager's job is to provide you with the tools to decide which is the best route for your business and best for your budget.

MOVING AN EMPLOYEE
Does your company need to have your employee settled into their new home so they are ready to get to work in their new location and that your company needs to control costs. We can help with employee relocation.